Arizona

Navajo County

ZIP 86031

107,744 residents440 permits TTM$52,752 median HHI26 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$186,100

ACS 5-Year

Cap rate proxy

5.4%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.9%

HUD FMR ÷ ACS HHI

Net migration

+2.38%

IRS SOI

Permits (TTM)

440

Census BPS

Climate risk

88.1

FEMA NRI (0–100)

ZIP 86031

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown26 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
860471.0
860250.7
860340.6
860390.6
860420.6
860430.6
859010.2
859370.2
859290.1
859280.1
859350.0
85902
85911
85912
85923
85926
85933
85934
85939
85942
86029
86031
86032
86033
86054
86510

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

72.7%

Census ACS

Vacancy rate

31.2%

Census ACS

Bachelor's degree +

17.6%

Census ACS

Rent burdened

29.4%

Census ACS (>30% income)

Median age

39.4

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026