A 401(k) is a cornerstone of retirement savings, offering tax advantages that help you build a secure nest egg for the future. But life’s unpredictability sometimes means you might need to tap into these funds sooner than planned. Understanding the rules, tax implications, and alternatives to 401(k) withdrawals—such as loans
Mortgage recasting is a lesser-known but effective option that can offer flexibility in managing your home loan. Instead of refinancing, which involves a complete overhaul of your mortgage, a mortgage recast allows you to reduce your monthly payments without changing your interest rate or loan terms. Understanding mortgage recast options
Remember when COVID-19 turned the short term rentals market upside down? Those early pandemic days had hosts wondering if their investment properties would recover. Fast forward to 2024, and you’re probably asking yourself: “Is investing in short-term rentals still worth it?” In fact, despite recent economic shifts, demand for short-term