What is a Good APR for Loans? (Factors That Really Matter in 2025)
Prepare Financial LiteracyPersonal Loan APRs: What’s Considered a Good Interest Rate and Average APR? Americans collectively owe a staggering $249 billion in personal loan debt as of the third quarter of 2024, reflecting a $3 billion increase from the previous quarter and an $8 billion rise from the same period last year.