You can’t control inflation, and you don’t set Fed policy. But the most powerful factors in securing a great mortgage are the ones you have direct control over. It’s time to stop being a passive rate-taker and step into the role of a power borrower. For real estate investors, the
Stop saving slowly. Here’s how to use your equity compensation like RSUs or stock options to buy your first rental property years ahead of schedule. You’re doing everything right. You’re saving, you’re budgeting, you’re tracking listings. But that down payment for your first rental property still feels like a mountain to climb. Meet
Podcast Summary: Bonus Depreciation 2025: Is the 100% Tax Break Dead? Bonus depreciation: It’s been a huge tax advantage for real estate investors, but the rules keep changing. Is the 100% deduction gone for good? What’s the current rate for 2025? And how should you adjust your investment strategy? In
Podcast Summary: FHA Loans FHA loans promise a path to homeownership, especially for first-time buyers. But with a shocking 11.3% delinquency rate, are they a smart choice or a risky gamble? On this episode of the 5-Minute PRIME Podcast, host Martin Maxwell breaks down the pros and cons of FHA
Budgeting is the cornerstone of financial success, yet many people struggle to control their spending. A big part of the problem lies in distinguishing between wants vs needs—a seemingly simple concept that can make or break your financial health. Did you know that 74% of Americans admit to having an
Podcast Summary: Fast-Track Your Debt Payoff Want to fast-track your journey to financial freedom? In this episode of the 5-Minute PRIME Podcast, we’re diving into advanced strategies and practical tips to help you supercharge your debt repayment plan. You’ll learn: We’ll also revisit the importance of maintaining a small emergency
Podcast Summary: Debt Repayment Strategies Is paying off debt always about choosing one approach? Not quite! In this episode of the 5-Minute PRIME Podcast, we tackle the most effective debt repayment strategies and how to find the one that works for you. You’ll learn: We also touch on the tools
Planning for retirement involves managing your savings to ensure financial security throughout your golden years, while also considering potential social security benefits. One strategy that has stood the test of time is the 4% rule for retirement. This approach offers retirees a framework for withdrawing a sustainable income while minimizing
The holidays are a time for joy, celebration, and—often—spending. At the same time, real estate investment opportunities can arise, presenting a different kind of reward: long-term financial growth. This leaves many people facing a common dilemma: should you prioritize holiday spending for immediate enjoyment or invest in real estate for
Podcast Summary: Money Goals Made SMART What’s the secret to turning financial dreams into reality? In this episode of the 5-Minute PRIME Podcast, we break down the SMART framework and how it can transform your money goals. You’ll learn: Setting SMART goals isn’t just about planning – it’s about creating
With the national average cost of home insurance reaching $2,304 per year for a policy with a $300,000 dwelling limit, homeowners are increasingly looking for ways to offset this significant expense. This translates to approximately $192 in monthly premiums, though individual costs can vary substantially. Your specific premium depends on
Unlocking financial success often starts with asking the right questions. Surprisingly, 65% of Americans struggle to sleep at night due to financial worries! While a knowledgeable financial advisor can be a game-changer in alleviating that stress, working with a financial professional in the right way is essential. Mastering the conversation