For a real estate investor, few things are watched as closely as interest rates. Rising rates can mean higher mortgage payments, reduced cash flow, and a tougher path to acquiring new properties. This creates a significant headwind for growing a portfolio. However, an investment vehicle known as a floating rate
You can’t control inflation, and you don’t set Fed policy. But the most powerful factors in securing a great mortgage are the ones you have direct control over. It’s time to stop being a passive rate-taker and step into the role of a power borrower. For real estate investors, the
If you’re a real estate investor looking for smarter ways to grow your down payment fund, understanding what a discretionary account is could be a game-changer. A discretionary account allows you to hand over investment decisions to a financial advisor or robo-advisor, letting your money work for you while you
Stop saving slowly. Here’s how to use your equity compensation like RSUs or stock options to buy your first rental property years ahead of schedule. You’re doing everything right. You’re saving, you’re budgeting, you’re tracking listings. But that down payment for your first rental property still feels like a mountain to climb. Meet
Podcast Summary: FHA Loans FHA loans promise a path to homeownership, especially for first-time buyers. But with a shocking 11.3% delinquency rate, are they a smart choice or a risky gamble? On this episode of the 5-Minute PRIME Podcast, host Martin Maxwell breaks down the pros and cons of FHA
When you’re buying a property, you often need to put down an Earnest Money Deposit (EMD) to show the seller that you’re serious about the deal. But did you know that a well-strategized EMD can also give you a competitive edge in negotiations? Whether you’re a homebuyer or an investor,
When your dream home exceeds conventional loan limits, a jumbo loan becomes your gateway to luxury real estate. Unlike standard mortgages, jumbo loans are designed for high-value properties, offering unique opportunities for homebuyers and investors. If you’re ready to explore financing options for luxury living, this guide covers all aspects
Discover why April 2024 defies spring trends with an unexpected surge in price cuts and a slower real estate market amidst rising rates.
Explore Debt Service Coverage Ratio DSCR Loans for real estate investments without income verification. Unlock funding with your property’s potential. Ideal for investors seeking flexibility.